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Qu'est-ce (qui) est jumbo$41848$ - définition
![An 1889 photograph of Jumbo at Barnum Hall, the taxidermy work of [[Carl Akeley]]](https://commons.wikimedia.org/wiki/Special:FilePath/Interior view of Barnum Museum with Jumbo.jpg?width=200 "An 1889 photograph of Jumbo at Barnum Hall, the taxidermy work of [[Carl Akeley]]")
![Jumbo's Journey to the Docks, ''[[The Illustrated London News]]'', 1 April 1882](https://commons.wikimedia.org/wiki/Special:FilePath/Jumbo's Journey to the Docks.jpg?width=200 "Jumbo's Journey to the Docks, ''[[The Illustrated London News]]'', 1 April 1882")
![Jumbo and Matthew Scott giving a ride to children in [[London Zoo]]](https://commons.wikimedia.org/wiki/Special:FilePath/Jumbo and Matthew Scott giving a ride to children about the Zoo.png?width=200 "Jumbo and Matthew Scott giving a ride to children in [[London Zoo]]")
![[[Lucy the Elephant]], a Jumbo-inspired building in New Jersey](https://commons.wikimedia.org/wiki/Special:FilePath/Lucy the Margate Elephant HABS NJ,1-MARGCI,1-7.jpg?width=200 "[[Lucy the Elephant]], a Jumbo-inspired building in New Jersey")
Wikipédia
In the United States, a jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. This standard is set by the two government-sponsored enterprises, Fannie Mae and Freddie Mac, and sets the limit on the maximum value of any individual mortgage they will purchase from a lender. Fannie Mae (FNMA) and Freddie Mac (FHLMC) are large agencies that purchase the bulk of U.S. residential mortgages from banks and other lenders, allowing them to free up liquidity to lend more mortgages. When FNMA and FHLMC limits don't cover the full loan amount, the loan is referred to as a "jumbo mortgage". Traditionally, the interest rates on jumbo mortgages are higher than for conforming mortgages, however with GSE fees increasing, Jumbo loans have recently seen lower interest rates than conforming loans.
